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Green v Motts Godwin Insurance Services

25th July 2006; unreported, QB Commercial Court, HHJ Mackie QC 2006-07-25

An insurance broker's negligence case, in which the broker admitted negligence for failing to draw the claimant's attention to the policy conditions, but where it was held that (contrary to her assertions) the claimant had in fact read the relevant documents, and was therefore contributorily negligent by 50% in failing to instal an alarm and/or a safe at her property.  The value of her claim was further reduced to account for issues of under-insurance and/or over-valuation of the goods stolen from her home in a burglary the subject of the underlying insurance claim (in respect of which insurers had declined to indemnity), and she failed to beat the payment into court that had been made in advance of the trial.